San Diego Business Loans

A simple business loan process and the best rates for borrowers in San Diego


Small Business Customers

375 Million+

in Funded Capital


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If you're looking for a city that has it all, San Diego is a great place to consider moving to. From its world-famous zoo and renowned beaches to its bustling downtown district and top-rated restaurants, this Southern California city has something for everyone. And thanks to its mild climate, San Diego is a great place to live year-round.

If you're thinking of starting a business in San Diego, you have stiff competition. But don't let that discourage you – with the right planning and execution, your business can succeed in this vibrant city. And one of the first steps to take is securing financing.

Advancepoint Capital is a leading provider of fast business loans for small businesses in San Diego. We understand the unique challenges that businesses in this city face, and we're here to help you get the financing you need.

We offer a variety of loan products to meet your specific needs, and our team of experienced lending professionals will work with you to find the best solution for your business. We're dedicated to providing the highest level of customer service, and we're committed to helping your business succeed.

Contact us today to learn more about our business loans in San Diego and how we can help you grow your business.

How Do I Get A
Small Business Loan in San Diego?

While there are many ways to finance a small business, one of the most popular methods is through a small business loan. Small business loans can provide the capital you need to get your business off the ground, expand your operations, or cover other expenses. But before you apply for a loan, it's important to understand the process and what you'll need to qualify.

Advancepoint Capital helps you get the business loan you need in San Diego. We offer fast, convenient financing for small businesses in a variety of industries. Our loans are designed to help you grow your business and succeed.

The 9 Best
Financing Options and Resources for
San Diego Small Businesses

small business loan

Small Business Loans for
San Diego

SBA Loan

SBA Loans in
San Diego

Merchant Cash Advance

Merchant Cash Advance in
San Diego

Small Business Cash Advance

Business Cash Advance in
San Diego

Business Line of Credit

Business Line of Credit in
San Diego

Equipment Financing

Equipment Financing for
San Diego

Invoice Financing

Invoice Financing in
San Diego

Short-Term Business Loan

Short Term Small Business Loans in
San Diego

Long Term Business Loans

Long Term Business Loans for
San Diego

san diego resource guide

U.S. Small Business Administration

How to Grow Your Business in San Diego

View the San Diego Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
San Diego District Office

Find local assistance

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Why Does Your San Diego Business Need a Loan?

We know that every business has its own unique cash flow needs, but not every loan option best fits your specific situation. So, it’s crucial that you understand the ins and outs of your cash flow situation so that you can make an informed decision. Here are some common capital starting points.

  • Working Capital
  • Marketing
  • Equipment
  • Infrastructure

Once you know why you need a business loan, it’ll be crucial for you to consider some other factors before making a decision.

  • How much do you need?
  • Understand your business cash flow
  • What is your budget?

Additional Resources, Information, programs, additional services, and Grants for Small Businesses in San Diego

The City of San Diego Economic Development-Financing Your Business

Small Business Relief Fund (SBRF) – To ensure the resiliency of local businesses and assist in job retention, the City of San Diego established a Small Business Relief Fund (SBRF) to provide grants and forgivable or low- to zero-interest-rate loans for working capital to eligible small businesses impacted by federal, California, San Diego County and local emergency declarations regarding COVID-19.

South County Economic Development Council –  Offering emergency 0% interest loans to restaurants in San Diego’s South County.

The San Diego Foundation – Offering emergency grants to nonprofits in food security, rental and utility assistance, and income replacement or gap funding through its COVID-19 Community Response Fund

San Diego County Financial Assistance for Businesses

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Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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