Get Fast No Doc Business Loans With Ease

Find the Lowest Interest Rates for No Doc Business Loans. No Bank Verification. No Documentation.

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Get No Doc Business Loans At Ease

Can You Get a Business Loan
With Less Paperwork?

The short answer is YES. There are No Doc business loans available in the finance marketplace. Usually, a small business owner who is looking for a No Doc business loan falls into three different categories:

  • You were declined based on the documentation
  • You cannot produce the documentation due to accounting delays or technical issues
  • You don’t have time to produce documentation

If you don’t fit into one of those three categories, then you should seriously consider the other funding products that exist in the finance marketplace. No-Doc loan options present a greater risk to lenders than traditional loan options because they have to make decisions with less paperwork to determine risk.

If you do fit into one of the three above categories, it’s important to know the differences in terminology and set proper expectations for documentation for the No-Doc business loans that are available.

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AdvancePoint Capital makes the loan application process a simple, straightforward experience.

What Types of No-Doc Business Loans Are There?

True No Documentation Business Loans

True no documentation is just that, no documentation other than filling out an online application to be able to determine credit eligibility. That means no business bank statements, no tax returns, and no other financial statements at all for that matter.

Stated Income Business Loans

Stated income loans do mean that you may have to provide paperwork, but you can “state” without proving your personal income from the company. There are many products that are stated income, such as short-term options, Business Cash Advances, no doc business line of credit and Merchant Cash advances. Invoice financing doesn’t even ask you to state your income as a small business owner. Sometimes business cards, in rare circumstances, may ask not only to state income but prove it with verification.

Low Doc Business Loans (also known as Reduced Doc)

Low Doc or Reduced Doc refers to financing that will require minimal company paperwork such as bank statements and/or merchant processing statements but rarely ask for financial statements like tax returns, profit & loss, balance sheet, A/R, or A/P. If you are seeking a no doc business loan for your startup or small business, this might be one of the best options for you.

No-Doc Loan Uses include, but are not limited to;

  • Cash Flow 
  • Advertising/Marketing
  • Equipment
  • Inventory or supplies
  • Hire new employees
  • Emergency Cash infusions, such as Emergency relief for accounts receivable issues

The fast, convenient and straightforward way to get the business loans you need for your small business – now!

Get Your Quote Today by filling out our simple form.

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What are the Pros and Cons of a No-Doc Business Loan?

All of the products mentioned provide funding to businesses with some type of reduced documentation. The benefits of these products allow business owners who either can’t or won’t provide certain documentation the ability to still get approved for funding for the business.

Unfortunately, for those businesses that don’t invoice your customers on a regular basis, then this product is not for you, and you will need to look at other options.


  • Reduced to No documentation provided for decision
  • Speed-Processing times on No-Doc fundings are usually 1 day
  • When you are turndown for financial statements. No-Doc business loans offer a solution.


  • Rates may be higher than that of traditional financing
  • Fees may cost more than traditional loans
  • Terms may be shorter in duration
  • May not offer some flexibility traditional options do 
  • Loan Amounts may be limited

Frequently Asked Questions

Advice, Tips, Warning’s about No-Doc Loans

In recommending a No-Doc loan, it starts with asking the question, why? Traditional loans offer better terms and product options than No-Doc business loans. So, are you looking at loans without documents because you were declined based on the documentation? Are you choosing a No-Doc business loan for llc or startup because you cannot produce the bank statements and documentation? Are you experiencing an emergency with your company and don’t have time to produce documentation? 

If the answer is YES to any of the three main questions or situations, then we would recommend No-Document loans. If the answer is NO, take the time to look at better finance opportunities that offer better rates, costs, and terms.

Apply for No-Doc Business Loans Today!

AdvancePoint Capital offers an easy small business no doc loan experience. Our customers love the fast, streamlined process and high approval rates that come from working with us. No documentation. No bank verification. All scores are considered.

Applying for a loan with AdvancePoint Capital is as simple as a 1, 2, 3, 4 process. Start with this online form, then fill out the short application page, wait a few hours for your approval, and then get your money!

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