Business Loans in Jacksonville

Find the Best Business Loans in Jacksonville with Competitive Rates. Compare, Choose & Save.


Small Business Customers

375 Million+

in Funded Capital


Rating from the BBB

61 Google Reviews
Jacksonville map image

Jacksonville is the cultural, economic and financial center of Northeast Florida. It is home to numerous businesses, including banking, insurance, transportation and manufacturing industries. The city is also a major military and civilian deep-water port. It has the third largest naval air station in the United States.

This heavy military and industrial presence has helped Jacksonville weather the recent economic downturn better than many other cities. However, businesses in Jacksonville still need access to capital in order to grow and expand. Dealing with a bank can be a challenge when your looking to finance your business.

Whether you need working capital, equipment financing or funds for another need, AdvancePoint Capital can help you get small business loans in Jacksonville, FL. We offer competitive rates and terms, and our loan representatives are available to answer any questions you may have.

Securing Small Business Loans in Jacksonville

Getting a small business loan in Jacksonville can be a challenge when dealing with a bank, but AdvancePoint Capital can help. We offer resources and financing of up to $1,000,000 to qualified businesses in Jacksonville.

Whether you're a new business owner or traditional banks have turned you down due to less-than-perfect credit, AdvancePoint Capital may have a financing solution that suits your needs. Our diverse options include business loans, lines of credit, working capital loans, equipment financing, and more.

Our loan representatives are available to answer any questions you may have. Contact us today to learn more about our lending network to get funds fast.

9 Best Loans for Jacksonville Small Businesses (May 2023)

small business loan

Small Business Loans in Jacksonville

A marketplace of small business loan products. Compare, Choose and Save.

SBA Loan

Small Business Administration Loans

Government backed loans with Lower Rates, Larger Amounts, Longer Terms—Easier Process. Let us guide you through the SBA business loan process.

Merchant Cash Advance

Merchant Cash Advance

Use future credit card processing of the business to get cash today. Easy qualifications, immediate funding, fast & simple process.

Small Business Cash Advance

Business Cash Advance

Business cash advance lets you use your current revenue as an advance of money to be repaid via a set percentage of future sales deposits.

Business Line of Credit

Business Line of Credit

Business lines allow companies to draw money on demand. Only pay interest on outstanding balances.

Equipment Financing

Equipment Financing

Equipment loans and Equipment leases are a great option when purchasing new equipment. Equipment loans offer terms of 2 to 5 years.

Invoice Financing

Invoice Financing

Great product for businesses that invoice customers regularly and need to get and advance off of the invoice before it's paid by clients. A great low cost option to improve cashflow.

Short-Term Business Loan

Short Term Small Business Loans

Short term loans are a great alternative when traditional options are not available.

Long Term Business Loans

Long Term Business Loans

Long term repayment terms to finance large expansions and/or construction costs.

Jacksonville Small business administration guide

U.S. Small Business Administration

Start, Grow, Expand Your Business

View the North Florida Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting in Jacksonville.

U.S. (SBA) U.S. Small Business Administration
Jacksonville District Office

Jacksonville small business now apply now

Common Reasons Businesses Seek Loans in Jacksonville, FL

  • Access to working capital
  • Equipment purchases and repairs
  • Inventory financing
  • Seizing new business opportunities
  • Supporting business growth
  • Addressing cash flow challenges
  • Investing in business assets
  • Facility repairs and upgrades
  • Covering construction costs
  • Emergency business expenses
  • Funding advertising and marketing campaigns
  • Hiring and training employees
  • Purchasing trucks or other vehicles
  • Financing real estate transactions
  • Meeting general business expenses

State and Federal Government Funds, Grants, and Business Resources in Jacksonville

City of Jacksonville, Florida Office of Economic Development-Business Financing Programs 

The Florida office of Economic Development develops and executes policies that strengthen the economy, broaden the tax base, and create opportunities for the advancement of the workforce and the local small business community.

Federal Grants

This site allows organizations to electronically find and apply for competitive grant opportunities from all federal grant-making agencies.

Florida First Capital Finance Corporation (FFCFC) 

A Florida, non-profit certified development company that promotes economic development and job creation by working with the SBA and private-sector lenders to provide available and affordable financing to small businesses. FFCFC lends under the SBA 504 Loan Program, the state of Florida Recycling Loan Program, and other small business assistance programs.

Florida Venture Forum 

Florida’s oldest, largest, and most prestigious statewide support group for venture capitalists and entrepreneurs. As an entrepreneurial networking group, the Florida Venture Forum educates entrepreneurs and assists them in identifying sources of venture capital. Throughout the year, the Florida Venture Forum provides programs on a statewide basis.

Florida Small Business Development Center

The Florida SBDC Network is state designated as Florida’s Principal Provider of Business Assistance [ § 288.001, Fla. Stat.] and recognized as Florida’s “premier source” for business assistance. With this assistance, clients can become more successful and, in turn, contribute positively to the area’s economic growth and stability. More than 35 SBDC offices operate in Florida from Key West to Pensacola under the guidance of seven state universities, including the University of North Florida, and state colleges.

Small Business Development Center provide counseling and training to small businesses including working with the SBA to develop and provide informational tools to support business start-ups and existing business expansion.

Why AdvancePoint Capital?

  • Our Expertise in Jacksonville – With years of experience, we have provided financing solutions to Jacksonville businesses.
  • Trusted by Jacksonville Businesses – Read the excellent reviews and feedback we have received from small business owners in Jacksonville, FL.
  • Dedicated Loan Specialists – Our experienced business loan specialists in Jacksonville are here to help you find the best loan programs.
  • No Cost, No Commitment Quotes – Get started with us without obligation. We offer free quotes with no upfront costs.
  • Business Loan Products – We offer a range of loan products to cater to the diverse needs of small businesses in Jacksonville.

Apply for Business Loans in Jacksonville Today!

Getting a financing solution or financial advice in Jacksonville can be troublesome. At AdvancePoint Capital, applying for a business loan is fast and easy with our simple application process. All you need to do is fill out our online form, and application page, and in just a few hours — you’re well on your way to getting yourself a business loan in Jacksonville, FL. 

Las Vegas Loans apply now

Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

advancepoint get quote now
advancepoint get quote now