E Commerce Business Models: The Future Is Now
It’s estimated that the global digital buyers market is roughly 2.14 billion, accounting for nearly eighteen percent of all retail sales worldwide. If you run e Commerce companies, online businesses or online stores, you’ll need to keep your inventory stocked, marketing initiatives sharp, and your operation afloat with various costs. In the business world, you need money to make money—but what if you’re short on cash flow and working capital and need to find funding solutions? At AdvancePoint Capital, we can help answer that question.
What Is eCommerce Financing? How Do eCommerce Businesses Get Funding?
That’s where eCommerce online business loans from AdvancePoint Capital can help give your ecommerce business the funding it needs to purchase what you need and pay it off with your overall profits. We are faster and more accessible than typical credit unions, bank loans or a traditional business loan. Get pre-approved for e commerce financing with AdvancePoint Capital and take advantage of our network of funding partners.
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AdvancePoint Capital makes the loan application process a simple, straightforward experience.
The 7 Best
E Commerce Business Funding Options for Your Online Business
Short-Term Business Loan
Short term business term loans provide working capital to businesses who need money quickly for business expenses and maintain positive cash flow. Credit score reqirements are more lienient than traditional financing.
Long-Term Small Business Loan
Long Term Business Loans are term loans used by E Commerce Business Owners when they are looking for large expansion projects that require a larger loan amount and need to spread the cost over years to get affordable payments.
Small Business Administration (SBA) Loans
SBA loans are small business loans which is a fixed term loan that offer low interest rates and longer terms to repay verses other business financing products. An excellent credit score will be needed for approval along with good business financial health.
Business Line of Credit
A line of credit is like revolving business credit cards. You can draw money at anytime up to a credit limit and you only pay interest on outstanding balance. Good credit history, good credit score and the business's financial health is important for approval. Great interest rates.
Business Cash Advance
A business cash advance is an advance off of future sales of a business that is repaid by taking a percentage of future sales deposits.
Merchant Cash Advance
Merchant cash advances are a great way to get funding for your business when traditional bank loans are not available. It has a flexibly repayment which is based on a fixed percentage of future credit card sales.
Business Credit Card
Business credit cards are a great resource for making payments. A good credit score is required for approval.
How Your e Commerce Business Can Benefit From Business Loans
Why Do You Need Business Loans?
How Much Money Do You Need?
An eCommerce business comes in all shapes and sizes, reaching nearly every industry around the globe. If you live and breathe eCommerce, you’ll need every advantage possible to outlive and outgrow your competitors. That means there are a ton of factors that could influence why you need ecommerce loans for your operation. You need to know how ecommerce financing works and whether traditional business loans will be an option.
Emergency Loans
Ecommerce Website & Online Store Enhancements
Marketing Funding Needs
Inventory Purchases And Warehouse Space Financing
What’s Affecting Your eCommerce Business?
What to Lookout For:
Low Capitalization
This is a problem for most small businesses, not just those swimming in the eCommerce pool. To keep up with demand, purchase inventory, grow, and thrive, you’ll need enough cash reserves to get the job done.
Ignoring Marketing Costs
Your online business lives and dies by its marketing initiatives. Unfortunately, marketing spend is often swept under the rug when cash reserves run short. That’s where business funding can help open doors and ensure that your eCommerce business is reaching the right customers.
A Competitive Marketplace
While the online industry model has opened more doors than ever before, it’s also heightened the competition. To keep up with competitors, you’ll need access to a loan amount that works for your business and not against it.
Day-to-Day: Time is Money
Running eCommerce businesses is more than just putting up an online shop and pressing publish. It requires a tactful approach to balancing day-to-day operations, working capital, inventory management, equipment financing, market planning, and beyond.
Advice, Tips, and Warnings About Financing for the eCommerce Business
Your eCommerce financing journey should start with a few simple questions. Are traditional bank loans available for your business? What will I use the ecommerce business loans for?, and how can it benefit my business? Which financing options put me in a position to succeed?, What can I realistically repay? How much of a loan amount will I need? What possible hurdles or challenges may come with getting approved for ecommerce financing? How does e commerce financing work?
Take your time during the research phase and ensure that you’ve sufficiently answered all of the questions above. Take a cost vs. benefit analysis into consideration to decide which funding opportunity works best for your eCommerce company. Make sure your are working with the right financing company.
Here at AdvancePoint Capital, we give owners the tools, resources, and and access to our online lenders network, giving you the ability to manage day-to-day operations, grow, and succeed. Don’t waste time and money fiddling with lenders or banks that you won’t get approved for. We have an array of financing options for ecommerce funding. Shop, compare, and achieve your goals by working with AdvancePoint Capital today to find your loan and perfect solution. We are not like traditional lenders!
Why Choose AdvancePoint Capital?
Experience – We’ve worked with eCommerce companies for years
Trust – We secure personal information and have extraordinary reviews and feedback from eCommerce companies. We always helping you go over the fine print.
Loan Specialists – We’re professionals in the eCommerce financing marketplace
Affordable – No cost, no commitment loan quotes
Loan Financing Products – Alternative lenders network. We offer a wide range of eCommerce loan products and funding opportunities with numerous funding partners.
*advancepoint does not provide commercial real estate loans and is not a financing company.
How to Apply for eCommerce Business Funding
Getting a financing solution or financial advice from AdvancePoint Capital is a fast and easy application process. All you need to do is fill out our simple online form, application page, and in just a few hours — you’re well on your way to getting your eCommerce business loans. Don’t wait for your competition to get the advantage. Take control of your financing future with the help of AdvancePoint Capital.
